Level 1 July 5, 2012 at 8:57pm
Social Security enefits were never intended to be th sole retirement income. Those that retire at age 62 receive 80% of full benefits. One must be 65 to receive full benefits. Those individuals that wait until age 70 to draw benefits get a 30% increase. I waited to age 70 to apply for benefits, and retired at age 81. Those applying for benefits at age 62 or even 65 must have other retirement income than Social Security to enjoy a decent life style. You make a decision and you live with it.