Jay_C January 3, 2012 at 2:12pm
I am with BoA (not by my choice) and I went through hell to get the "loan modification". I qualified for a whopping $42.00 modification. That $42.00 modification doesn't even matter with the increase in property taxes. I to mandatory credit counseling, the woman there told me (and which made me start crying in anger!), "You are just simply living beyond your means!" I stated to her, "My boss cut $9k of my pay! Before that I still had money for bills, food & needs, I know how to handle money.