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Hispanics "Mexicans" keep each other employed here in el paso, and they hate to pay out. They have plenty of money, usually lying to get welfare, so theres free rent, and food. So please do not cry about the reason most Mexicans in el paso have a 400 credit rating. Wages are low here because of a lack of education, most people here in el paso WORKING HARD, but unfortunarely not smart. The higher education, higher wages. There is a distinct MACHO here that dictates it is wise to be stupid.